Fargo Auto Insurance

Looking for auto insurance in Fargo, ND? RJ Bailey Insurance Center can help you find coverage that fits your vehicle, driving needs, and budget. As an independent insurance agency, we work with multiple insurance companies to help you compare coverage options and find a policy that makes sense for you.

Whether you’re looking for basic liability coverage or more comprehensive protection, our Fargo insurance agents can help you understand your options and choose the coverage that’s right for you.

We don’t just help you find a policy. We work with a variety of insurance companies and pay attention to how they serve their customers, giving you the benefit of local guidance when you need to make a claim or have questions about your coverage.

RJ Bailey Insurance Center
3611 Lincoln St S Ste C
Fargo, ND 58104
Phone: 701-356-7001
Fax: 701-356-7002

Auto Insurance for Cars, Trucks, Motorcycles, RVs, Boats and More

RJ Bailey Insurance Center can insure more than just your car. We offer coverage for motorcycles, classic cars, motor homes and RVs, boats and jet skis, ATVs, and more. Contact us to learn more about your coverage options.

Fargo North Dakota – How Much Auto Insurance Do You Need in Fargo, ND?

Based in Fargo North Dakota, our team understands your auto insurance needs.

Auto insurance requirements can vary state to state. Most states require you to carry the following insurance to drive:

• Liability coverage – to pay for losses you cause others, or:
• No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
• Both liability and no-fault coverage.

We write auto insurance in Fargo North Dakota and would be happy to ensure that you have the right coverage for where you live.

Drivers are required by law to be able to pay for any loss they cause others, even in states where coverage isn’t required. Having the right type of auto insurance is the easiest way for most people to comply with this. In order to finance a car, most financial institutions require you to have insurance that will cover damage to your vehicle. This includes:

Collision Insurance in Fargo, ND

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance in Fargo, ND

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

At RJ Bailey Insurance Center, we understand that every driver’s situation is different. Contact us to discuss your coverage options and find out what may be right for you.

Ready to discuss your auto insurance options? Call RJ Bailey Insurance Center at 701-356-7001 or request a quote online.